The largest credit card processor and distributor in the U.S. is Continental Finance. It has an A+ rating with the Better Business Bureau. Youverve.com Mastercard credit cards have an initial credit limit of $300 to $1,000. It is a means of payment accepted at points of sale, restaurants, e-commerce stores, bill payment platforms, etc.
Continental Finance offers VerveCard.com as part of its products and services. Bank of Missouri issues the card. Customers with moderate to bad credit can apply for a card through Continental Finance. TransUnion, Experian, and Equifax are three major credit reporting agencies to whom the Verve Card reports regarding your credit.
Benefits Of Verve Credit Card
Competencies In The Credit Institution
The most significant benefit of the Verve Credit Card is that it can help boost your credit score if you use it responsibly. The card is ideal for those who have little credit. Unlike premium credit cards and most cash-back credit cards, you can apply and potentially be approved even if you have a terrible score.
Each bureau receives a report. So if you make your payments on time and in full each month, you will see your credit score slowly improve over time as your credit history improves. You can easily track your progress by taking advantage of the card’s free monthly credit checks.
Credit Limit
The Verve credit card says your credit limit can start at $750. They also can request an eventual credit limit increase after six months.
That’s a lot of buying power for a credit card designed for someone with less-than-perfect credit. While a high credit limit is usually a good thing, you should use your card responsibly and only spend what you can afford.
$0 Fraud Liability
There is a $0 fraud liability from Continental Finance Company. If you report any fraudulent charges within 60 days, you will not be liable for any charges within 60 days.